Why financial thoughts are so important. What a controlling spending program is. Why thinking about the future is so important. What ETFs are. How mutual funds earn money. Why goals are so important. Why over-spending is a huge finance issue. Why coupons are bad. What is the difference between liabilities and assets, and why are they important? What is the importance of small amounts of savings? Financial Thinking Makes the Difference addresses all of these issues and questions, and more.